A SMART goal is specific, measurable, attainable, realistic, and time-bound. I think framing each goal with those criteria will have much better payoff than making generic goals like "get healthier" and "be better with finances".
Without further ado, here are my top 3 goals for 2020 elaborated into SMART framework:
- Lose weight. I'm going to try to lose between 1 and 2 pounds per week leading up to an IT conference and my birthday in September. Of course, losing 2 pounds per week is ideal, but even 1 pound a week is progress.
- Drink less alcohol. I'm going to limit myself to 2 drinks per night, and only drink 3 or fewer nights per week. This goal is actually going to help with #1 and #3, so that's a bonus!
- Improve my personal finances. The first 2-3 months of the new year will be spent tackling what little is left of my credit card debt. After that, if I adhere to my budget well enough, I should be able to save up to 50% of my take-home pay each month and direct it into savings and investments.
I'm not sure that I actually have more than 3 big goals for 2020, but the SMART framework will definitely help if I think of more things I want to achieve.
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